Are you prepared for the future ?
Do you think about the future much. I am more likely to think about the past and get lost in happy memories of times gone by, I also get so caught up in the present sometimes I don’t even know what is happening tomorrow.
As I have got older however I am aware of time passing quickly and before I know it I will have kids who are adults and my retirement will be upon me. I can hardly believe it but time whizzes by. My oldest baby is nearly 10 and I just don’t know how that happened.
Before I had children I had a regular job as a trainer for social care workers and I earned a good wage which was paid to me regularly each month. Before I received my pay check tax, union, NI and superannuation would all have been taken out. I felt very secure knowing my taxes were taken care of and my pension pot was growing.
I t has been 10 years now since I left that job and the other day I was thinking about retiring ( I was worn out – self employment takes its toll sometimes!) and I wondered about this pension pot. I have a few questions about it like where it is now, and how do I track it down.
I feel a bit stupid not knowing where it is or how to track it…I paid a lot into it! Apparently half of all Australians lose their superannuation though (that does make me feel a bit better!)
Do you know there are actually companies that can track this down for you https://www.suncorp.com.au/super/grow-your-super/lost-super
Retirement is a distant land at the moment but I want to to be a memory making time filled with comfort and happy experiences so I do need to sort my finances out. Knowing where my money is now is an important part of ensuring that happens. I need to start looking forwards and get organised!